Using a flexible lending module in banking is one of the key factors in the success of implementing a successful lending policy. SmartLending was developed to automate the loan life-cycle. This enables the bank staff to focus their time on managing bank policies and customers’ interactions rather than spending time in monitoring the loan information.

SmartLending supports all types of banking loan functions, including credit line control, limits exposure and all the various types of loans.

SmartLending maximizes the users’ ability to promote various types of loans by allowing them to rapidly define new varieties of loan products, thereby allowing a rapid development to react quickly to the new business requirement.

Product categories:

  • Commercial and customer loans
  • Personal loans
  • Syndicated loans
  • Mortgage loans

Supported types of loans:

  • Term loans:
    • Short term
    • Medium term
    • Long term


Types of loans:

  • Director
  • Project
  • Personal
  • Staff loans
  • Car loans
  • Syndicated
  • Mortgage
  • Leasing
  • Group controlled loans
  • Fixed/variable rate loans

Modular design

The modular design of the system allows it to work as a standalone module or in an integrated mode with the SmartBankPro Core Banking System. It supports multi-currency and multi-branch operations.


SmartLending is a highly secured system. The administrator uses security administration functions to define branches, departments, groups and users. There is no limit for the number of branches departments, groups or users. Each group has its own menu option.

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